All MCQs - ZTBL OG III Past Papers and Syllabus Practice | PakExamPoint

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1. The biggest Islamic country by area is _____?

رقبے کےلحاظ سے سب سے بڑا اسلامی ملک کونسا ہے۔

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Answer: Kazakhstan

Explanation Largest Muslim country by area is Kazakhstan . Largest Muslim country by Population is Indonesia. *** World Largest country by area is Russia. World Largest Country by Population is India.

2. Which inventory method assumes that the newest inventory items are sold first?

کون سا انوینٹری طریقہ یہ مانتا ہے کہ انوینٹری کی تازہ ترین اشیاء پہلے فروخت کی جاتی ہیں؟

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Answer: LIFO

Explanation LIFO (Last-In, First-Out) assumes that the newest inventory items (those purchased or produced most recently) are sold first. This method is commonly used in industries where prices are rising or inventory is non-perishable.

3. The word "catalogue" is a/an:

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Answer: Noun

Explanation The word catalogue is a noun .

4. Retail banking means :

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Answer: Providing personal banking services directly to the consumers

Explanation Retail banking , also known as consumer banking or personal banking, is banking that provides financial services to individual consumers rather than businesses.

5. What is the effect of using a higher discount rate on a project's IRR?

پروجیکٹ کے آئی آر آر پر زیادہ رعایتی شرح استعمال کرنے کا کیا اثر ہے؟

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Answer: Decreases IRR

Explanation Using a higher discount rate reduces the present value of future cash flows. It decreases the project's IRR , making the project less attractive.

6. Sentence completion : Philosopher argues that far from being dead ___ is a feather of human behavior in modern times : his __ lists articles containing many instances of people sacrificing themselves for the good of others

جملے کی تکمیل: فلسفی کا استدلال ہے کہ مردہ ہونے سے بہت دور ___ جدید دور میں انسانی رویے کا ایک پنکھ ہے: اس کا __ ایسے مضامین کی فہرست دیتا ہے جن میں لوگوں نے دوسروں کی بھلائی کے لیے اپنے آپ کو قربان کرنے کی بہت سی مثالیں درج کی ہیں۔

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Answer: Altruism : bibliography

Explanation Sentence completion : Philosopher argues that far from being dead Altruism is a feather of human behavior in modern times : his bibliography lists articles containing many instances of people sacrificing themselves for the good of others

7. What is the effect of decreasing ending inventory on COGS?

سی او جی ایس پر ختم ہونے والی انوینٹری میں کمی کا کیا اثر ہے؟

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Answer: Increases COGS

Explanation Decreasing ending inventory means that more inventory has been sold , which increases the Cost of Goods Sold (COGS). As a result, COGS increases, and gross profit decreases. This is because the cost of the inventory that has been sold is transferred from inventory to COGS.

8. What is the name of instrument used for measuring distance traveled by wheeled vehicle ?

پہیوں والی گاڑی سے فاصلہ طے کرنے کے لیے استعمال ہونے والے آلے کا کیا نام ہے؟

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Answer: Odometer

Explanation An odometer or odograph is an instrument for measuring the distance travelled by a vehicle .

9. GDP stands for _____?

جی ڈی پی کا مطلب کیا ہے؟

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Answer: Gross Domestic Product

Explanation GDP (Gross Domestic Product) Definition : Total value of goods and services produced within a country in a year Components : Consumption, Investment, Government Spending, Net Exports Purpose : Measures economic performance and standard of living Units : Usually in US dollars or local currency Major Example : Pakistan’s GDP in 2025 ≈ $500 billion (nominal) Last verified on 05-02-2026

10. ZTBL OG-III BANK INTERVIEW Basic question for all students:

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Answer: زراعتی ترقیاتی بینک لمیٹڈکے انٹرویو میں پوچھے جانے والے سوالات

Explanation Introduced yourself "My name is [Your Name]. I have completed my education in [Your Qualification] from [Your Institute]. I am a hardworking and motivated individual with a strong interest in the banking and agriculture finance sector. I’m eager to grow professionally and contribute to an institution like ZTBL that plays a key role in rural development." About your sbilling, belong city, Family background About your degree and where you completed it ____ What do you know about ZTBL? "Zarai Taraqiati Bank Limited (ZTBL) is a leading financial institution in Pakistan that provides agricultural credit and financial services to farmers. It aims to support rural development and improve agricultural productivity by offering loans for farming equipment, seeds, livestock, and more. ____ Why do you want to join ZTBL? I want to join ZTBL because it plays a vital role in supporting Pakistan’s agricultural sector, which is the backbone of our economy. I am passionate about contributing to rural development and financial inclusion. Being part of such an institution will allow me to grow professionally and make a positive impact." ____ Why do you want to join the Backing sector? "I want to join the banking sector because it offers a dynamic and professional environment where I can apply my skills in finance, communication, and customer service. I am particularly interested in learning how financial systems work and helping customers manage their financial needs efficiently." _____ If you join OG-III, tell us about the MCO responsibility. As a Mobile Credit Officer (MCO) in OG-III, responsibilities include: - Identifying potential borrowers, especially farmers. - Processing and recommending loan applications.

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